Haven Secure

A new way to meet your unique coverage needs

When you apply for term life insurance, you select a term length (usually up to 30 years) and a coverage amount (potentially up to several million dollars). For some, this is perfectly fine. But what happens when you’re not sure how much coverage you’ll need decades from now?

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Life insurance that doesn’t require you to predict the future

Haven Secure is a unique term life insurance option that takes the confusion out of determining how much coverage to buy.

If the unexpected happened and you were no longer around to care for your family, Haven Secure would provide a steady monthly payout to your loved ones for up to 30 years.

With Haven Secure, you’re applying for a coverage amount to match an ongoing monthly expense (like a mortgage) or to replace your monthly income. No complicated calculations or “guesstimates” required.

How Haven Secure Works

A 15-year policy with Haven Secure payout starting in year 6.
This chart shows how the life insurance payout (called a death benefit) is paid out if a policyholder were to die 6 years into the 15-year term length. The death benefit would be paid to the beneficiary monthly for nine years. A 15-year policy with Haven Secure payout starting in year 6.
A 15-year Haven Secure policy with payout starting in year 13. Haven Secure has a minimum payout duration of 5-years.
This chart shows how the life insurance payout (called a death benefit) is paid out if a policyholder were to die 13 years into the 15-year term length. The death benefit would be paid to the beneficiary monthly for five years because there is a minimum payout duration of five years. A 15-year Haven Secure policy with payout starting in year 13. Haven Secure has a minimum payout duration of 5-years.

How to apply for Haven Secure

Buying Haven Secure is all about convenience and ease. Haven Secure can be purchased 100% online without the need for a life insurance medical exam to finalize coverage.

If approved, you can go from applicant to policyholder within minutes.

Apply for Haven Secure today through our trusted partners.

Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

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The details

Term Length 10, 15, 20 and 30 years
Eligibility US Residents 18-60 years old
Product Type Income Replacement Decreasing Term
Benefit Min/Max Minimum $1000 per month, maximum $8000 per month
Payout Duration Monthly, from the death of insured until end of policy term with a min of 5-year payout
Payment Frequency Monthly (Lump-sum option also available)
Payment Type Bank Account (Checking or Savings), Credit Card and Debit Card
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Coverage you can count on

Haven Secure is issued by C.M. Life Insurance Company, a subsidiary of MassMutual, one of the country’s oldest and most reliable insurers. Think of it like this: Haven Life has your back and MassMutual has ours.

As of July 31, 2020, Trustpilot users rate Haven Life 4.8 out of 5 stars and Google Reviews rate us 4.7 out of 5 stars.

Got a question about Haven Secure?

Haven Life has the best customer support in the world. (And they have the coffee mugs to prove it.)

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